Wind Mitigation Inspections

How Does a Wind Mitigation Inspection Save You Money on Homeowners Insurance?

A wind mitigation inspection is the only inspection that can significantly reduce the cost of your insurance premiums. Wind mitigation savings are very substantial in Florida because the state actually requires insurance companies to offer these discounts. The inspection verifies the construction details of a structure that can withstand wind damage. The better constructed a dwelling, the more offered insurance discounts a homeowner may qualify for. Once the inspection is completed and submitted to your insurance provider, it can result in discounts to help save you significant monies owed. Many homes and commercial residential properties have one or more construction features that would qualify the structure for windstorm insurance premium discounts. Certain construction features can drastically reduce the damage tropical force winds can cause. The stronger a dwelling is constructed, the less damage incurred and the lower the premiums may be. Wind mitigation inspections are therefore used to determine if the structure contains these features that can reduce severe damage caused by storms producing high winds. By verifying that the construction details are present, the report is used to qualify for insurance discounts. Florida insurance premium discounts, for certain favorable wind mitigation features, have been mandated by State law and produce significant savings of up to 45% off the original policy's premium.

What to Expect from a Gray Wind Mitigation Inspection?

At Gray Home Inspections, our wind mitigation inspections are completed by a certified inspector. We arrive promptly at the appointed time and investigate the key construction components of your home which will sustain less damaged or harm caused by strong wind storms or even hurricanes. The time needed to complete our inspections is usually about an hour, but that can also depend on the size of the property.  After completing the inspection, the homeowner receives a certificate stating that the home is efficiently equipped to survive a windstorm event due to the construction characteristics present. Residential buildings and commercial residential dwellings are classified according to their degree of wind vulnerability. That classification recognizes the fact that buildings that are equipped to withstand high wind will result in less damage occurring. The results of our inspections, will be reimbursed within a month of premiums paid. The average cost for the inspection is $100.00.  Our clients tell us that their rates have dramatically dropped due to our wind mitigation inspection.  Our inspectors focus only on those characteristics in the home and on the property, which qualify for windstorm discounts as outlined by each individual’s insurance carrier. Nothing else shall be reported to the insurance company. Right now, is the best time to schedule a Wind Mitigation Inspection and start enjoying the insurance premiums discounts available to every Floridian homeowner whose house qualifies.